Bengaluru fintech co-founder reveals raw truth behind why he started his company: ‘I didn’t build to help shopkeepers’
LinkedIn users were in awe of the Bengaluru fintech co-founder's honesty about his motivation for launching his startup.
A post shared by Okcredit co-founder and CEO Harsh Pokharna has touched people’s hearts. In the post, he opened up about his insecurities and the raw truth behind launching the startup.

“I didn’t build OkCredit to help shopkeepers. I built it because I wanted the world to clap for me,” wrote Pokharna. He then shared, “In school, I was one of those kids you forget. Not the funny one. Not the charming one. Not even the nerdy topper. Other kids were cooler - Better English, better clothes, better hair, more confidence.”
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Hence, he wanted to do something big. “I didn’t give a shit about ledger books or UPI adoption in tier 2 towns. That all came later,” he continued.
The founder confessed that his motivation wasn’t rooted in changing the world—but in a deep personal desire to be seen, to matter, and to prove his worth. He continued that even today, a part of him still craves the applause, recognition, and validation that come with success.
“It feeds that broken part of me that still thinks he’s not enough. People think startups are built on great ideas. But more often than not, they’re built on childhood wounds. This post isn’t advice. It’s a mirror,” he expressed.
Take a look at the post:
How did social media react?
An individual posted, “Takes a lot to realise this and courage to speak these words. Inspiring.” Another added, “Not many will dare to be candid, but this is so true & raw. No stories needed.”
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A third expressed, “‘This post isn’t advice. It’s a mirror.’ Totally got me. It is a raw truth that many people are not ready to discuss. More power to you!” A fourth wrote, “We are all solving for the inner world before the outer one. I love this post and the vulnerability and honesty behind it. Harsh Pokharna, Keep inspiring others - we need many more like you!”
Pokharna, an IITian, launched OkCredit with Gaurav Kunwar and Aditya Prasad. The young entrepreneurs were featured in 30 Under 30 Asia in 2020.
ABOUT THE AUTHORTrisha SenguptaTrisha Sengupta works as Chief Content Producer at Hindustan Times with over six years of experience in the digital newsroom. Known for her ability to decode the internet’s most talked-about moments, she specialises in high-engagement storytelling that bridges the gap between viral trends and traditional journalism. Throughout her tenure, Trisha has focused on the intersection of technology, finance, and human emotion. She frequently covers personal finance and real estate struggles in hubs like Gurgaon, Bengaluru, and Hyderabad, while also documenting the unique challenges of the NRI experience. Her work often highlights the movements and philosophies of global newsmakers and personalities like Elon Musk, Mukesh Ambani, Nikhil Kamath, Dubai crown prince, and MrBeast. From reporting on Amazon or Meta layoffs and startup culture to the emergence of AI-driven platforms like Grok and xAI, she provides a grounded and empathetic perspective on the stories shaping our world. When not decoding the internet, Trisha is likely offline: lost in a book, exploring a historical ruin, or navigating the world as a solo traveler. She balances her fast-paced career with family time and a healthy dose of curiosity, currently trading her "human" sources for silicon ones as she masters AI to future-proof her storytelling.Read More

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