Chase Bank, Wells Fargo, Citibank, Bank of America closing for 24 hours: Here's when and why

Chase and other banks pause in-person services for Martin Luther King Jr. Day. Here's the updated schedule and all you need to know

Published on: Jan 12, 2026, 05:00:38 IST

By Shirin Gupta

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Banks across the United States, like Chase Bank, Wells Fargo, Citibank, Bank of America, etc., will observe a 24-hour branch closure on Monday, January 19, in honor of Martin Luther King Jr. Day, which is a federal holiday.

Chase and other banks pause in-person services for Martin Luther King Jr. Day. Here's the updated schedule and all you need to know (istock)

When will Chase Bank reopen?

Chase Bank's closure on January 19 is a scheduled pause for the MLK Day, observed annually on the third Monday of January to honor the civil rights leader's legacy.

All 5300 Chase locations across the country will observe the 24-hour closure.

All branches will reopen on Tuesday, January 20, starting at 9 a.m. during regular business hours. Any pending transactions will be processed as soon as banking systems resume full activity.

Available services and unavailable services

Online and mobile banking services, including balance checks, fund transfers and depositing checks, will remain available throughout the 24-hour closure.

Customers should be advised, nevertheless, that transactions planned for a federal holiday might not be completed until the bank reopens the next business day. Time-sensitive operations such as ACH transfers, wire transfers and bill payments may be impacted. Check Deposits requiring manual review will also be available from Tuesday.

Services like teller transactions and cash withdrawals inside branches, new account openings and in-person identity verification, loan and mortgage consultations and notary services will not be available on the day of closure.

All federal holidays, when Chase and several other banks will remain closed

Scheduled closures for federal holidays are routine and predictable, and banks publicly share holiday schedules in advance on their websites.

Chase's holiday calendar includes days such as New Year’s Day, Presidents’ Day, Memorial Day, Labor Day, Veterans Day and Christmas Day.

ABOUT THE AUTHOR
Shirin Gupta
Shirin Gupta is a content producer with the Hindustan Times. She covers everything between politics, entertainment and sports at the US desk. Shirin got interested in political journalism during her time as a web editor at her college newspaper NCC News in Syracuse when she first started seeing the effects of national politics in life of her fellow colleagues. Shirin has worked on a wide range of fast-moving and developing stories locally when she was at NCC editing accessible reports for the audience. Her current role requires her to track real-time updates, verify information and present balanced coverage across diverse beats. Covering US politics from an international newsroom perspective has further deepened her understanding of how domestic decisions can have far-reaching global consequences. With a keen interest in international affairs, Shirin continues to build her expertise in geopolitics, policy shifts, and cross-border developments. She aims to learn and evolve her reporting in matters of geopolitics and international issues. Outside the newsroom Shirin writes about books and music for her personal blog. She is an avid consumer of pop culture and reveres literature.Read More

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