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Monika Halan

Monika Halan

Articles by Monika Halan

The story India’s new GDP series tells us

India’s growth is still driven by household consumption, but that is showing signs of sluggishness. (Shutterstock)

Published on Mar 10, 2026 09:03 pm IST

RBI checks on mis-selling will likely fail their purpose

The onus must be on the seller to make a suitable sale that does no harm at the base level and then builds financial security. (Mint Archive)

Published on Feb 19, 2026 08:52 pm IST

Why India needs a new gold standard

Gold stands apart simply because of the collective memory of it being an asset that has survived the pressures of time. (HT Archive)

Published on Feb 05, 2026 09:33 pm IST

Work-in-progress budget to keep the wheels oiled

While the markets have reacted negatively, it will be prudent to wait a while for the sentiment to reverse. (PTI)

Published on Feb 02, 2026 12:18 am IST

A seller-beware market for financial products

Caveat emptor is the default rule in markets for goods and services. This places the burden on buyers to inspect goods and services. (Shutterstock)

Updated on Jan 07, 2026 01:15 pm IST

Managing wealth and assets in the New Year

The joy of an uncomplicated financial life can only be described by a person who lives it. (Shutterstock)

Published on Jan 01, 2026 10:08 pm IST

Why are markets cool though GDP is hot?

A dampener for the secondary market was that the diversion of household savings into gold and silver for investment has also increased. (AP)

Updated on Dec 01, 2025 09:42 pm IST

Why the economy needs 4% inflation

Household wisdom says that lower prices are better. But the household needs to see itself as a part of a larger story. (Mint Archive)

Published on Nov 19, 2025 09:00 pm IST

Diwali gift to oneself, a new deal with money

A new relationship with money will mean doing the work to set up a clean, efficient, and simple money system. (HT Archive)

Published on Oct 19, 2025 08:15 pm IST

Tax rate cuts: Centre’s great growth gamble

India needs to do what it takes to trigger domestic demand and get growth on a sustained above 7% a year mark. (AFP)

Published on Sept 08, 2025 08:57 pm IST

Good for the investor, good for the industry

The strong flow of money into mutual funds shows investors have understood that the rules of the game are there to protect them. (HT Archive)

Updated on Aug 18, 2025 08:48 pm IST

Crypto gets stability with a GENIUS Act

A trusted, low-cost stablecoin backed either by the dollar or US government bonds will slowly replace other ways of moving money across borders. (AFP)

Published on Jul 30, 2025 08:57 pm IST

How far India has come, and what holds it back

It would be difficult to believe inequality has risen, given that more people got pulled out of poverty and the number of those in the middle class grew. (HT PHOTO)

Published on Jul 15, 2025 08:41 pm IST

US is playing Russian Roulette with China

For stock investors, now is the time to get out of the room and not take any action (either buy or sell) (AP)

Updated on Apr 08, 2025 06:47 pm IST

The stage is yours for only 35 years

The early retirement dream that social media influencers have sowed sometimes forgets to fully account for the twin impacts of inflation and longevity (HT Photo)

Updated on Apr 01, 2025 08:27 pm IST

What is to be done when the markets keep falling

As an investor, your plan should be asset allocation and not speculation or short-term return maximising (PTI)

Published on Mar 06, 2025 07:51 pm IST

A high-class budget for middle-class India

Mumbai, India - May 25, 2017: Office goers having food and drink together at Dishkiyaoon, BKC in Mumbai, India, on Thursday, May 25, 2017. (Photo by Pratik Chorge/Hindustan Times) (Pratik Chorge/HT Photo)

Published on Feb 01, 2025 11:29 pm IST

The missing taxpayer in India’s middle class

For decades, various governments have tried to bring those outside the tax net into it and have failed Pradeep Gaur/ Mint (Pradeep Gaur/ Mint)

Updated on Jan 26, 2025 08:35 pm IST

Between the rich and the poor, the middle is stuck

Personal income taxes, paid by less than 5% of the total population, pulled 19% of the almost <span class='webrupee'>₹</span>45 trillion total budget burden in 2023-24. (Photo by Santosh Kumar / Hindustan Times)

Published on Jan 10, 2025 10:20 pm IST

Money lesson for 2025: Keep faith in basics

FILE PHOTO: Indian twenty rupee currency notes are displayed at a roadside currency exchange stall in New Delhi, India, May 24, 2024. REUTERS/Priyanshu Singh//File Photo (REUTERS)

Published on Jan 03, 2025 08:26 pm IST

What ails the health insurance industry

While insurance firms and hospitals have the legal and operational muscle to deal with each other, the patient and policyholder suffers a double hit (RAJ K RAJ /HT PHOTO)

Updated on Dec 11, 2024 08:27 pm IST

The unbearable heaviness of financial conversations

Stress about money emerges around joint expenses and apportioning costs across the family. (Photo by Arun Sharma/ Hindustan Times (Arun Sharma/HT PHOTO)

Published on Nov 08, 2024 08:34 pm IST

Non-US world struggles to find common currency

A souvenir bitcoin token is seen pictured with a 100 ruble bill in Moscow on July 30, 2024. Russian lawmakers voted on July 30, 2024 to tighten rules on petrocurrency mining, while also paving the way for it to be used in cross-border payments as a means to skirt Western sanctions. (Photo by Alexander NEMENOV / AFP) (AFP)

Published on Sept 30, 2024 08:43 pm IST

This generation gap is actually a valley

The FIRE movement — Financial Independence, Retire Early — movement is a rage with the young urban Indians who can’t wait to quit the work grind and travel the world, engage in their hobbies and just chill. / AFP PHOTO / INDRANIL MUKHERJEE (AFP)

Published on Sept 16, 2024 12:20 am IST

Falling deposit growth: The rot is in the branch

FILE PHOTO: The Reserve Bank of India (RBI) seal is pictured on a gate outside the RBI headquarters in Mumbai, India, February 2, 2016. REUTERS/Danish Siddiqui/File Photo (REUTERS)

Published on Aug 20, 2024 08:56 pm IST

Budget 2024: The Indian middle class expected more

Mumbai, Jul 23 (ANI): People watch the live telecast of Union Budget 2024-25 presentation by Union Finance Minister Nirmala Sitharaman at the Parliament House on a display screen, outside the Bombay Stock Exchange (BSE) in Mumbai on Tuesday. (ANI Photo) (Sandip Mahankal)

Updated on Jul 24, 2024 12:12 pm IST

Eat the rich, but do it in a logical way

Mumbai, India - March 31, 2015 : People stand in queue to file their IT returns on last day of financial year outside Income Tax office at BKC, Bandra in Mumbai, India, on Tuesday, March 31, 2015. (Photo by Pratham Gokhale/ Hindustan Times) (Hindustan Times)

Published on Jul 01, 2024 08:34 pm IST

How the Centre should spend the bonanza from RBI

RBI. (HT PHOTO)

Published on May 24, 2024 11:06 pm IST

KYC is a public good that is crying for an overhaul

The problem of uniform KYC should have been solved at the central government level when they set up the CKYC that promised a single source of truth of identity and address to the entire market.(Getty Images/iStockphoto)

Published on May 15, 2024 10:59 pm IST

Questions to the Congress on wealth redistribution

FILE- India’s opposition Congress party leaders from left, Sonia Gandhi, Mallikarjun Kharge, and Rahul Gandhi, display copies of party’s election manifesto during a press conference in New Delhi, India, April 5, 2024. India's 6-week-long general election starts on April 19 and results will be announced on June 4. (AP Photo/Manish Swarup, File)(AP)

Published on Apr 16, 2024 10:11 pm IST

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