Saturday bank holiday: Are banks open on Jan 4? Full list for this month

Saturday bank holiday: Banks are usually closed on second and fourth Saturdays, along with on Sundays.

Published on: Jan 3, 2025, 16:05:24 IST

By HT News Desk

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Saturday bank holiday: Banks are usually open on the first, third, and fifth Saturdays (if any) of a month, while they are closed on all second and fourth Saturdays as well as on all Sundays, according to the mandate of the Reserve Bank of India (RBI).

Saturday bank holiday: While bank branches will be closed for all the aforementioned dates, customers can still access digital or net banking services throughout the year, unless the bank notifies otherwise (Usually for maintenance work). (Pradeep Gaur/Mint. Image for representational purpose)

Since January 4, 2025, is a first Saturday, banks will remain open and function as usual.

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List of bank holidays in January 2025

Banks will remain closed on several days in January 2025 due to various occasions, including Sri Guru Gobind Singh’s Birthday, Missionary Day/Imoinu Iratpa, Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali, Thiruvalluvar Day, Uzhavar Thirunal, and the birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti.

However, this is also dependent on which state you are in. The following table shows the entire state-wise list of bank holidays for December 2024.

January 2025	1	2	6	11	14	15	16	23
Agartala								•
Ahmedabad					•
Aizawl	•	•		•
Belapur
Bengaluru					•
Bhopal
Bhubaneswar					•			•
Chandigarh			•
Chennai	•				•	•	•
Dehradun
Gangtok	•	•			•
Guwahati					•
Hyderabad - Andhra Pradesh					•
Hyderabad - Telangana					•
Imphal	•			•
Itanagar	•				•
Jaipur
Jammu
Kanpur					•
Kochi
Kohima	•
Kolkata	•							•
Lucknow					•
Mumbai
Nagpur
New Delhi
Panaji
Patna
Raipur
Ranchi
Shillong	•
Shimla
Srinagar
Thiruvananthapuram

Holiday Description	Day
New Year’s Day/Loosong/Namsoong	1
Loosong/Namsoong/New Year Celebration	2
Sri Guru Gobind Singh’s Birthday	6
Missionary Day/Imoinu Iratpa	11
Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali	14
Thiruvalluvar Day	15
Uzhavar Thirunal	16
Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti	23

Source: RBI Website

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It is best advised to contact your nearest bank branch in case there are any further confusions regarding bank holidays.

What are the banking services which will be available on bank holidays?

While bank branches will be closed for all the aforementioned dates, customers can still access digital or net banking services throughout the year, unless the bank notifies otherwise (Usually for maintenance work).

All bank websites, banking apps, UPI, and ATM services will be active throughout the year otherwise. You can even start a fixed deposit or a recurring deposit on such days digitally.

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ABOUT THE AUTHOR
HT News Desk
Follow the latest breaking news, major developments and agenda-setting stories from India and around the world with the newsdesk at Hindustan Times. Operating round the clock, the desk brings together experienced editors, reporters and correspondents to deliver fast, accurate and contextual reporting across subjects that influence public policy, governance, business, society and international affairs. The HT News Desk covers politics, elections, government policies, the economy, business and markets, science and technology, the environment, law and order, infrastructure, education, climate issues and geopolitics, while closely tracking developments across states, institutions and global capitals. The team also leads coverage of major breaking news events, policy announcements, court proceedings, natural disasters, public emergencies and significant international developments. Reports published by the newsdesk are based on information gathered from reporters on the ground, official statements, government agencies, court records, regulatory filings, recognised institutions and other authoritative sources. Stories undergo editorial scrutiny and verification processes to ensure accuracy, fairness and relevance, and are updated as events evolve and additional information becomes available. Whether covering a key political decision in New Delhi, an economic policy shift affecting millions, a landmark court ruling or a major global event, the HT News Desk aims to provide readers with reliable, fact-based journalism that delivers not only the latest developments but also the context and analysis needed to understand their wider implications.Read More

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