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With lenders like Bajaj Finserv, you can get access to a high loan amount in just a few clicks.(Shutterstock)

Get funds instantly with a pre-approved personal loan from Bajaj Finserv

UPDATED ON SEP 16, 2020 04:56 PM IST
You can use the amount to fund any expense and use it without restriction, be it to renovate your home, consolidate debt, make big-ticket purchases, or address medical or other emergencies.
Mehta told the court on Monday that the moratorium period is extendable by two years as per the RBI circular. The moratorium announced by the RBI had expired on August 31.(AFP)
Mehta told the court on Monday that the moratorium period is extendable by two years as per the RBI circular. The moratorium announced by the RBI had expired on August 31.(AFP)

‘Economy is stressed’: Centre to SC on interest on loans during moratorium

Hindustan Times, New Delhi | By HT Correspondent
UPDATED ON SEP 01, 2020 01:05 PM IST
The court was hearing a plea for waiver on interest charged by banks, citing the relief earlier announced by the RBI on the payment of equated monthly instalments (EMIs) between March and August 31 due to the pandemic.
The top lenders under the Emergency Credit Line Guarantee Scheme are State Bank of India (SBI), Canara Bank, Punjab National Bank (PNB), Bank of India, Union Bank of India and HDFC Bank Ltd.(REUTERS)
The top lenders under the Emergency Credit Line Guarantee Scheme are State Bank of India (SBI), Canara Bank, Punjab National Bank (PNB), Bank of India, Union Bank of India and HDFC Bank Ltd.(REUTERS)

Banks sanctioned 1.5 lakh crore easy loans to small enterprises

Hindustan Times, New Delhi | By Rajeev Jayaswal
PUBLISHED ON AUG 20, 2020 01:41 PM IST
The scheme provides for an easy additional working capital loan at a concessional rate of interest to an existing borrower who is not a defaulter
The DMRC had received a total loan of Rs 35,198 crore from JICA.(Bloomberg)
The DMRC had received a total loan of Rs 35,198 crore from JICA.(Bloomberg)

Seek help from Delhi govt to repay loan: Centre to DMRC

New Delhi | By Press Trust of India| Posted by Susmita Pakrasi
PUBLISHED ON AUG 07, 2020 06:15 PM IST
The loan was given to the Delhi Metro at a concessional rate of interest varying from 1.2 per cent to 2.3 per cent, and was repayable in 30 years with a moratorium of 10 years
Assocham secretary general Deepak Sood said the main issue today is capability to service debt rather than availability of loans.(Getty Images/iStockphoto)
Assocham secretary general Deepak Sood said the main issue today is capability to service debt rather than availability of loans.(Getty Images/iStockphoto)

Companies are stressed, have little appetite for loans: Industry

New Delhi | By Rajeev Jayaswal
UPDATED ON JUL 28, 2020 06:33 PM IST
The Confederation of Indian Industry (CII) said economic uncertainties are hampering industry’s ability to plan for the future, while the Associated Chambers of Commerce and Industry of India (Assocham) said companies are hesitant to take credit risk in these circumstances.
You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.(Shutterstock)
You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.(Shutterstock)

Applying for a personal loan? Improve your eligibility first

UPDATED ON JUN 30, 2020 04:02 PM IST
Usually, personal loan eligibility depends on factors such as your age, city of residence, salary and employment, financial standing, and existing debt.
Experts believe small business portfolios will see significant stress and face a liquidity crunch in the coming days if banks do not resume lending to the sector(MINT)
Experts believe small business portfolios will see significant stress and face a liquidity crunch in the coming days if banks do not resume lending to the sector(MINT)

Indian lenders see a spike in bad loans

Hindustan Times, New Delhi | By HT Correspondent
UPDATED ON APR 29, 2020 04:14 AM IST
IndusInd Bank, on the other hand, pegs the figure at a maximum of 80 bps. One basis point is one-hundredth of a percentage point.
Know how to get a personal loan without hurting your CIBIL score
Know how to get a personal loan without hurting your CIBIL score

How to get a personal loan without hurting your CIBIL score

UPDATED ON FEB 24, 2020 03:10 PM IST
While personal loan eligibility criteria are simple, every time you apply for a personal loan your lender incites a hard inquiry into your CIBIL report to assess your creditworthiness.
The loan amount under the severe stress category in the Mumbai Metropolitan Region is more than double than that in NCR. (Representational image)(Mint file)
The loan amount under the severe stress category in the Mumbai Metropolitan Region is more than double than that in NCR. (Representational image)(Mint file)

Nearly 25% loans given to real estate developers in Mumbai under ‘severe’ stress: Report

Hindustan Times, New Delhi | By HT Correspondent
UPDATED ON DEC 23, 2019 04:51 PM IST
Of the total $35 billion loan advances given to developers in MMR, nearly $8.7 billion (or 25%) is currently under ‘severe’ stress. Read on to know more..
Iran’s president said on Sunday his country will depend less on oil revenue next year, in a new budget that is designed to resist crippling U.S. trade embargoes.(Bloomberg)
Iran’s president said on Sunday his country will depend less on oil revenue next year, in a new budget that is designed to resist crippling U.S. trade embargoes.(Bloomberg)

Iran says new budget bucks US oil embargo, uses Russian loan

Tehran | By Associated Press
PUBLISHED ON DEC 09, 2019 07:52 AM IST
Iran is in the grip of an economic crisis. The U.S. re-imposed sanctions that block Iran from selling its crude oil abroad, following President Trump’s decision to withdraw from Tehran’s 2015 nuclear deal with world powers.
HT Image
HT Image

Tarn Taran murder: Accused took 75 lakh insured loan, had 36 lakh life cover

Hindustan Times, Chandigarh | By HT Correspondent
PUBLISHED ON DEC 08, 2019 12:32 AM IST
Prime accused Anoop, who faked his murder to get insurance benefit, his associate arrested from Tohana in Haryana
When you choose Bajaj Finserv Personal Loan for Wedding you get up to Rs.25 lakhs to make arrangements.(Pixabay)
When you choose Bajaj Finserv Personal Loan for Wedding you get up to Rs.25 lakhs to make arrangements.(Pixabay)

Worried about planning the wedding of your dreams? Get a personal loan

UPDATED ON DEC 04, 2019 02:44 PM IST
The Bajaj Finserv personal loan for wedding makes sure that you stay stress-free on the D-day
Sebi extended the Business Responsibility Report (BRR) requirement to top 1,000 companies, from 500 currently.(REUTERS Photo)
Sebi extended the Business Responsibility Report (BRR) requirement to top 1,000 companies, from 500 currently.(REUTERS Photo)

Sebi tightens disclosure norms on loan defaults, revises rights issue of shares

Mumbai | By Press Trust of India
UPDATED ON NOV 20, 2019 06:45 PM IST
Sebi would revise the norms for issuance of shares on right basis to existing shareholders. The timeline would be reduced from 55 days currently to 31 days.
Many platforms loan you money to pay hefty security deposits when you rent a home. You can complete applications digitally and upload documents without hassles.(Shutterstock)
Many platforms loan you money to pay hefty security deposits when you rent a home. You can complete applications digitally and upload documents without hassles.(Shutterstock)

Take a loan: don’t pay renters’ deposits alone

Hindustan Times | By Jessica Joshi
UPDATED ON NOV 07, 2019 06:56 PM IST
Digital platforms now provide loans to those who struggle to pay daunting security deposits while renting their dream homes
If you are planning to renovate your home and are looking for funds, a personal loan can be your best bet.(Getty Images/iStockphoto)
If you are planning to renovate your home and are looking for funds, a personal loan can be your best bet.(Getty Images/iStockphoto)

Give your home a sparkling new look this Diwali with a personal loan

UPDATED ON OCT 24, 2019 02:06 PM IST
A home renovation loan gives you the much-needed liquidity required to deck up your home. Not only can you avail a substantial loan amount, but also get it with minimal documentation.
Once you check the personal loan eligibility criteria, draw up a plan and consult an interior designer to begin the renovations right away.(istock)
Once you check the personal loan eligibility criteria, draw up a plan and consult an interior designer to begin the renovations right away.(istock)

How to renovate your home with a personal loan this Diwali

UPDATED ON OCT 01, 2019 01:19 PM IST
You can fund all your expenses through a personal loan for home renovation and repay it easily, over a long tenure.
The government has signed a $200 million loan agreement with the Asian Development Bank.(Bloomberg)
The government has signed a $200 million loan agreement with the Asian Development Bank.(Bloomberg)

Maharashtra gets $200 million loan from Asian Development Bank to build rural roads

Hindustan Times, New Delhi | By Rajeev Jayaswal
UPDATED ON SEP 10, 2019 09:24 AM IST
While Mitra signed the agreement on behalf of ADB, Sameer Kumar Khare, additional secretary, the department of economic affairs (DEA) signed for the union government.
RLLR-based home loan will ensure faster rate cut transmission. (Photo: iStock)
RLLR-based home loan will ensure faster rate cut transmission. (Photo: iStock)

Is it a wise idea to opt for repo-linked loan?

New Delhi | By Neil Borate, Nilanjana Chakraborty
PUBLISHED ON AUG 21, 2019 11:54 PM IST
In the past, there has been a lot of talk of banks not being able to effectively transmit rate cuts to customers
RBI governor Shaktikanta Das addresses a session at the FIBAC conclave in Mumbai on Monday.(PTI Photo)
RBI governor Shaktikanta Das addresses a session at the FIBAC conclave in Mumbai on Monday.(PTI Photo)

RBI may ask lenders to link new loans to key repo rate

Hindustan Times, Mumbai | By Shayan Ghosh
UPDATED ON AUG 20, 2019 12:43 PM IST
In December, RBI said that banks must set their interest rates for new loans against an external benchmark beginning April 1. The rule was supposed to apply to all new retail loans and small business loans with floating rates from that date.
RBI Governor Shaktikanta Das .(HT Photo)
RBI Governor Shaktikanta Das .(HT Photo)

RBI governor says time other banks linked loans, deposits to repo rate

Mumbai | By Press Trust of India
UPDATED ON AUG 19, 2019 12:56 PM IST
The move to link loans and deposits pricing to the repo rate comes even as the Reserve Bank has decided not to push banks for this, considering their poor finances.
File image of Ivan Perisic(REUTERS)
File image of Ivan Perisic(REUTERS)

Bayern Munich sign winger Ivan Perisic on loan from Inter Milan

Berlin | By Reuters
UPDATED ON AUG 13, 2019 03:16 PM IST
A 2018 World Cup finalist, Perisic, who also played for Borussia Dortmund and VfL Wolfsburg in the Bundesliga between 2011 and 2015, will play for Bayern starting on Friday.
Economists have said that banks will cut deposit rates further and lending rates will witness a faster incremental fall in coming months.(Shutterstock)
Economists have said that banks will cut deposit rates further and lending rates will witness a faster incremental fall in coming months.(Shutterstock)

Your loans may get cheaper, deposits fall further

Hindustan Times, Mumbai | By HT Correspondent
UPDATED ON AUG 06, 2019 10:15 AM IST
This week when the RBI’s monetary policy committee meets review, you can expect a rate cut.
Loans taken to fulfil your lifestyle needs such as paying your food bills or for buying gadgets are considered as bad loans(HT Image)
Loans taken to fulfil your lifestyle needs such as paying your food bills or for buying gadgets are considered as bad loans(HT Image)

Three loans you must avoid

Hindustan Times, Mumbai | By HT Correspondent
UPDATED ON JUL 15, 2019 12:16 PM IST
If you are taking a loan to build an asset such as house or for your education, it is considered as a good loan. However, loans taken to fulfil your lifestyle needs such as paying your food bills or buying gadgets are considered as bad loans.
Pakistan signed a $375 million syndicated loan with banks in the United Arab Emirates in June made up of conventional and Islamic banking tranches(PTI)
Pakistan signed a $375 million syndicated loan with banks in the United Arab Emirates in June made up of conventional and Islamic banking tranches(PTI)

Pakistan signs $375 million syndicated loan with UAE banks

Dubai | By Reuters
UPDATED ON JUN 29, 2019 02:30 PM IST
Emirates NBD Capital Limited was global coordinator. The transaction was anchored and arranged by Commercial Bank of Dubai, Emirates NBD Bank, Noor Bank, Dubai Islamic Bank, Mashreqbank and Sharjah Islamic Bank.
Bank officials said ACB investigators spent around four hours in the human resource section of the bank and checked records pertaining to recruitments since 2009.(HT Photo)
Bank officials said ACB investigators spent around four hours in the human resource section of the bank and checked records pertaining to recruitments since 2009.(HT Photo)

‘Irregularities’ in appointments, loans at heart of J-K Bank raids

Hindustan Times, Srinagar/New Delhi | By Shishir Gupta and Ashiq Hussain
UPDATED ON JUN 10, 2019 07:46 AM IST
RK Chibber, who was the bank’s executive president, took over as the interim chairman cum managing director on Sunday.
A two-and-a-half year old girl was strangled to death and her eyes gouged out after her parents allegedly failed to repay a loan of Rs 10,000.(File Photo)
A two-and-a-half year old girl was strangled to death and her eyes gouged out after her parents allegedly failed to repay a loan of Rs 10,000.(File Photo)

2-year-old UP girl strangled, eyes gouged out over unpaid loan: Police

Aligarh | By Indo-Asian News Service
UPDATED ON JUN 06, 2019 07:12 PM IST
According to the police, the two accused, identified as Zahid and Aslam, were neighbours of the girl who was murdered.
With a big chunk of bad loans written off in FY19, SBI’s outstanding gross non-performing assets (NPAs) declined 23% year-on-year (y-o-y) to Rs 1.72 lakh crore.(REUTERS FILE PHOTOA)
With a big chunk of bad loans written off in FY19, SBI’s outstanding gross non-performing assets (NPAs) declined 23% year-on-year (y-o-y) to Rs 1.72 lakh crore.(REUTERS FILE PHOTOA)

SBI writes off loans worth Rs 1 lakh crore in the last two years

Hindustan Times, Mumbai | By Shayan Ghosh
UPDATED ON MAY 14, 2019 08:35 AM IST
With a big chunk of bad loans written off in FY19, SBI’s outstanding gross non-performing assets (NPAs) declined 23% year-on-year (y-o-y) to 1.72 lakh crore.
Proper documentation a must: When you are buying a used car, you need to first check all the documents.(Parveen Kumar/Hindustan Times)
Proper documentation a must: When you are buying a used car, you need to first check all the documents.(Parveen Kumar/Hindustan Times)

Planning to take a loan for used car? 3 things you must know

Hindustan Times, Mumbai | By Vivina Vishwanathan
UPDATED ON APR 09, 2019 12:02 PM IST
Bankers say that there has been 12-18% rise in the used car loans as well. If you are also planning to buy a used car, here are a few things that you need to focus on.
You can apply for loans against mutual funds through a bank branch or online.(Getty Images)
You can apply for loans against mutual funds through a bank branch or online.(Getty Images)

Decoding loans against mutual funds

By Revati Krishna
UPDATED ON APR 08, 2019 11:59 AM IST
You can borrow a minimum amount of 25,000 and a maximum amount of 5 crore, depending on the type of fund and financial institution.
The Reserve Bank of India (RBI) announced its first policy of FY 20 on Thursday(REUTERS)
The Reserve Bank of India (RBI) announced its first policy of FY 20 on Thursday(REUTERS)

RBI cuts repo rate by 25 bps for second time in 2019; loans may get cheaper

Hindustan Times, Mumbai | By Vivina Vishwanathan
UPDATED ON APR 04, 2019 01:33 PM IST
The key benchmark rate at 6% and the MPC has maintain the neutral monetary policy stance
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