Mediclaim valid in ectopic pregnancy

Updated on May 25, 2007 04:29 AM IST
Insurance Companies generally repudiate any delivery-related claims in the first year of the mediclaim policy, reports Harish V Nair.
HT Image
HT Image
None | ByHarish V Nair, New Delhi

Insurance Companies generally repudiate any delivery-related claims in the first year of the mediclaim policy. A new rule, however, says they cannot reject claims of ‘ectopic pregnancy’ during this period, which results either in a stillborn baby or the mother’s death.

The State Consumer Disputes Redressal Commission in a benchmark judgment differentiated ectopic pregnancy from ordinary pregnancy and ruled that insurance companies were bound to reimburse the expenses incurred by policyholders, even during the first year of the policy. “Merely because the word ‘pregnancy’ is co-joined with it, ectopic pregnancy cannot be categorised as an ordinary pregnancy,” held Commission President (Justice) JD Kapoor.

Justice Kapoor gave the ruling while directing the Oriental Insurance Company to pay the entire bill amount of Rs 55,556.45 and a compensation worth Rs 10,000 to Laure Brar, whose claim, the judge said, was “illegally repudiated” by “wrongly invoking” the exclusion clause in the policy.

Laure took a mediclaim policy from the company for a year on November 21, 1995.

SHARE THIS ARTICLE ON
Close Story
QUICKREADS

Less time to read?

Try Quickreads

  • Shiromani Akali Dal (SAD) president Sukhbir Singh Badal on Sunday requested Prime Minister Narendra Modi to withdraw the Electricity Amendment Bill, 2022, to allow consultation with all stakeholders, including the states, farmers and farmer unions (HT Photo)

    Withdraw Electricity Amendment Bill: Sukhbir Badal to PM

    Shiromani Akali Dal president Sukhbir Singh Badal on Sunday requested Prime Minister Narendra Modi to withdraw the Electricity Amendment Bill, 2022, to allow consultation with all stakeholders, including the states, farmers and farmer unions. “However, the amendment bill is being brought in the Parliament tomorrow without discussions with stakeholders,” wrote Sukhbir, adding the states were concerned that their rights will be trampled on if the Amendment Bill were to be enacted in its current form.

  • HT Image

    Rules eased, Delhi driving test may get easier to clear from Monday

    Passing the driving test in Delhi is likely to get slightly easier from Monday, with the state government likely to do away with some portions of the exercise that don't compromise on safety standards, said transport department officials aware of the matter. A candidate will get 150 seconds to pass the parallel parking test, up from 120 seconds. Delhi has 15 functional driving tests tracks, of which 13 are automated.

  • His uncle, Sarwan Singh, 92, a resident of Jalandhar – whose parents, two brothers and two sisters were killed during the riots – is excited to meet his elder brother’s son at the last resting place of Guru Nanak, the founder of Sikhism. (HT PHOTO)

    92-year-old Jalandhar man to reunite with nephew lost in Partition riots at Kartarpur

    Six-year-old Mohan Singh was separated from his family during the bloody riots of 1947, in which 22 members of his family were slaughtered in the communal violence unleashed in his village, Chak 37, in Pakistan. Seventy-five years on, Mohan Singh, who was raised by a Muslim family in Pakistan, is all set to meet his family members who managed to successfully cross to India at Gurdwara Darbar Sahib in Kartarpur, a week before Independence Day.

  • Chandigarh Police have registered drugs cases against both suspects. (HT File)

    Chandigarh: 2 held with charas in separate cases

    Two men were arrested with charas in separate cases. One Happy, 34, from Surajpur in Kalkaand was arrested with 1.1-kg charas in Kishangarh. Police said he is a taxi driver and brought the drugs into the city from Himachal Pradesh. Also, one Mohd Azad, 30, of Kajheri village, was arrested with 665-gram charas. Police said he also used to procure the contraband from HP. Drugs cases have been registered against both of them.

  • An FIR was lodged against the three police constables for loot and taking the jewellers hostage and they were sent to jail. (Pic for representation)

    3 constables held for looting silver from jeweller

    PRAYAGRAJ: The Shahganj police arrested three police constables posted in Pratapgarh district for allegedly looting silver worth Rs 4 lakh from a jeweller. Police also recovered the looted silver from them. Police officials said jeweller Vikram and his nephew Himanshu of Hathras district came to Prayagraj on Saturday and were returning with silver ornaments. Police constables Dharmdhurandhar Gupta, Rahul Singh and Rakesh Singh caught them near Shahganj police station.

SHARE
Story Saved
×
Saved Articles
Following
My Reads
Sign out
New Delhi 0C
Monday, August 08, 2022
Start 15 Days Free Trial Subscribe Now