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'Should I be concerned?’: 21-year-old Gurgaon woman shares ₹43,096 monthly expenses

A 21-year-old woman from Gurgaon detailed her monthly expenses, revealing that she spent around 43,000 in July while living alone.

Updated on: Aug 3, 2026, 16:32:18 IST
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The rising cost of living in India's metro cities continues to spark conversations online, with young professionals increasingly sharing what it actually costs to live independently. From rent and groceries to transport and shopping, monthly expense breakdowns are giving social media users a closer look at the realities of urban life.

The woman revealed that she spent around  ₹43,000 in July while living alone. (Unsplash/Representational image)
The woman revealed that she spent around ₹43,000 in July while living alone. (Unsplash/Representational image)

One such post has now caught the internet's attention after a 21-year-old woman from Gurgaon detailed her monthly expenses, revealing that she spent around 43,000 in July while living alone.

Taking to Instagram, user Chahat Yadav shared a video titled "How much I spend in July as a 21-year-old living alone in Gurgaon," in which she broke down each expense category before asking viewers whether her spending was reasonable.

In the clip, she revealed that her biggest expense was rent. She said she pays 15,000 for a fully furnished 1RK apartment. Her electricity bill came to 2,000, while she spent another 1,800 on her gym and other memberships.

She also owns a scooty, with fuel and repairs costing 2,142 during the month. Grocery shopping, food deliveries and other essentials added up to 6,879. She said that she also spent 12,805 on shopping, while outings accounted for another 2,470.

Adding everything together, Yadav shared that her monthly expenditure came to 43,096. "So, should I be concerned about it, or is it fine?" she asked viewers at the end of the video.

In the caption of the post, Chahat clarified that the total was "excluding the investments."

Watch the video below:

(Also Read: ‘The whole month is still left’: Bengaluru woman breaks down 17,200 in expenses by the second day of August)

What did social media say?

The video quickly drew reactions from users, many of whom said the expenses reflected the reality of living alone in Gurgaon.

"No nothing to be concerned about, it's pretty normal if you're earning and living alone," wrote one user.

"After watching this reel BANGALORE feels cheaper for me," another commented.

A third user said, "40-50k spent is normal here.... No worries its normal."

"This is so true and it's just a basic expenses lifestyle. If you do weekend parties, roaming around it would cost more. Living alone in Gurgaon is quite expensive," another user wrote.

"I think it's good if you're investing some of your money other expenses but if not I think it's a bit of a concern," one commenter wrote.

  • Bhavya Sukheja
    ABOUT THE AUTHOR
    Bhavya Sukheja

    Bhavya Sukheja is a Senior Content Producer at Hindustan Times with over 6 years of experience in digital journalism. She specialises in covering stories that reflect everyday human experiences, with a focus on viral videos, social media trends, and human-interest features that inform readers while sparking meaningful conversations. She loves chasing page views and finding stories that tug at readers’ heartstrings. Known for her strong news sense, Bhavya has a keen ability to spot emerging trends and craft angles that transform viral moments into impactful narratives. Her coverage spans pop culture, entertainment, global affairs, and the internet’s most talked-about topics, helping readers better understand the context behind what is trending online. Before joining Hindustan Times, Bhavya worked with Republic World and NDTV, where she developed her skills in real-time reporting and digital storytelling. Working in fast-paced newsrooms helped her build an editorial approach that prioritises accuracy, clarity, and audience engagement. Bhavya is driven by a curiosity about how people communicate and connect in the digital age. She is particularly interested in stories that highlight cultural shifts, shared emotions, and the evolving nature of online conversations. When she is not tracking trends or producing stories, Bhavya enjoys unplugging and spending time with her cat.Read More

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