Consumer court denies claim to widow for concealment of facts

A lady seeking the insurance amount from LIC after her husband died of illness within 12 days of the commencement of a policy has failed to get relief from a consumer court.

A lady seeking the insurance amount from LIC after her husband died of illness within 12 days of the commencement of a policy has failed to get relief from a consumer court.

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"Concealment of material facts about the health of the deceased husband of the complainant (wife) at the time of taking the policy on his life was fully established," the Delhi Consumer Commission headed by Justice B A Zaidi said.

Santosh Devi had approached the Commission, challenging District Forum's order of denying her relief on account of concealment of material facts regarding health of the policy holder at the time of commencement of the insurance policy.

The Commission agreed with the forum's observation that her husband Shamesher Singh was suffering from a critical renal disease at the time of taking the policy.

The deceased did not disclose the illness suffered by him in the proposal form, the Commission noted while dismissing the claim.

Earlier, the LIC contended that the Rs two lakh insurance policy was obtained by the complainant's husband through fraudulent means.

Singh died of critical disease in a hospital here in October 2006 within 12 days of taking the policy.