How to protect your UPI transactions from online threats? Follow these 5 tips

While the digital payments are being used by people in transactions, the threats from cybercriminals cannot be ruled out. The online fraudsters are on the prowl to dupe innocent UPI users.

Updated on: Feb 25, 2023, 13:48:01 IST

By HT News Desk | Written by Aryan Prakash

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Online payments through unified payment interface (UPI) have become increasingly popular. The extent of popularity is such that Prime Minister Narendra Modi said that digital transactions will soon surpass with UPI becoming the most preferred payment mechanism in the country.

With its UPI, India has taken the lead and made significant progress toward promoting digital payment transactions. (MINT)

While the digital payments are being used by people in transactions, the threats from cybercriminals cannot be ruled out. The online fraudsters are on the prowl to dupe innocent UPI users. In such a situation, what should you do? Here are five safety tips you need to follow for a safe UPI transaction.

1. Never share your PIN: This is the foremost thing to remember while carrying out a digital transaction. You should not share your PIN with anyone. A fraudster will misuse your PIN to steal your hard earned money.

2. Don't click suspicious links: Stay away from malicious links and fake calls. Online fraudsters send fake messages containing links or make calls pretending to be representatives of banks or other financial institutions asking for your personal information like credit card details, PIN etc. They might ask you to download a third-party app for so-called verification. Avoid clicking on those links.

3. Update app regularly: It is important to update your UPI app regularly with the latest features and benefits. You can check the updates and the latest version available on the app store.

4. Screen lock: You should have a strong screen lock, password or PIN for securing your phone and also financial and payment apps. It means that unauthorised individuals cannot access your personal and financial information.

5. Don't use multiple payment applications: You should only install trusted and verified payment applications through official app stores like Play Store or App Store.

ABOUT THE AUTHOR
HT News Desk
Follow the latest breaking news, major developments and agenda-setting stories from India and around the world with the newsdesk at Hindustan Times. Operating round the clock, the desk brings together experienced editors, reporters and correspondents to deliver fast, accurate and contextual reporting across subjects that influence public policy, governance, business, society and international affairs. The HT News Desk covers politics, elections, government policies, the economy, business and markets, science and technology, the environment, law and order, infrastructure, education, climate issues and geopolitics, while closely tracking developments across states, institutions and global capitals. The team also leads coverage of major breaking news events, policy announcements, court proceedings, natural disasters, public emergencies and significant international developments. Reports published by the newsdesk are based on information gathered from reporters on the ground, official statements, government agencies, court records, regulatory filings, recognised institutions and other authoritative sources. Stories undergo editorial scrutiny and verification processes to ensure accuracy, fairness and relevance, and are updated as events evolve and additional information becomes available. Whether covering a key political decision in New Delhi, an economic policy shift affecting millions, a landmark court ruling or a major global event, the HT News Desk aims to provide readers with reliable, fact-based journalism that delivers not only the latest developments but also the context and analysis needed to understand their wider implications.Read More

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