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Congress leader Pawan Kumar Bansal(HT Photo)

Guest column: Once Chandigarh MC had fixed deposits of 500 crore, writes Pawan Kumar Bansal

Hindustan Times, Chandigarh | By Pawan Kumar Bansal
UPDATED ON JUL 31, 2020 11:32 PM IST
Chandigarh municipal corporation had hoped for a grant of 1,073 crore in the current year but it was allocated just 425 crore, which was slashed by 20%, leaving it unable to carry out basic functions
The point of maintaining a contingency fund is having liquid cash whenever you require it.(Bajaj Finserv)
The point of maintaining a contingency fund is having liquid cash whenever you require it.(Bajaj Finserv)

Why should you build an emergency fund with a fixed deposit?

UPDATED ON JUL 15, 2020 03:29 PM IST
An ideal emergency fund must offer safety, liquidity, and decent growth to help you meet your monthly obligations and preserve your way of life, without any adverse impact on your CIBIL scores or credit reports.
The IT notice said Gond has been engaged in wholesale trading of seasonal goods. Gond said he had received 5 such notices earlier, but never cared for them. (Image used for representation).(REUTERS PHOTO.)
The IT notice said Gond has been engaged in wholesale trading of seasonal goods. Gond said he had received 5 such notices earlier, but never cared for them. (Image used for representation).(REUTERS PHOTO.)

Stumped at getting IT notice, Odisha labourer at a loss to explain deposit of Rs 1.47 crore

Hindustan Times, Bhubaneswar | By Debabrata Mohanty
UPDATED ON FEB 03, 2020 08:11 PM IST
Sanadhar Gond, a tribal daily labourer in Pujaribharandi village received the IT notice directing him to pay Rs 2.59 lakh presumptive tax under Section 44 of the Income Tax Act. The income tax officials said the penalty was for an unexplained transaction in his ICICI bank account amounting to Rs 1.47 crore.
One should also aim to incorporate an instrument that effortlessly balances out your portfolio and allows you to tailor it to your liking. One such option is a fixed deposit.(iStock)
One should also aim to incorporate an instrument that effortlessly balances out your portfolio and allows you to tailor it to your liking. One such option is a fixed deposit.(iStock)

Take control of your investment portfolio with a fixed deposit

UPDATED ON NOV 20, 2019 05:08 PM IST
If you want to personalise your investment, keeping in mind your financial goals, Fixed Deposits are the best way forward.
When investing as a senior citizen, minimising risk and earning guaranteed returns should be your main objective.(istock)
When investing as a senior citizen, minimising risk and earning guaranteed returns should be your main objective.(istock)

5 Reasons why senior citizens should invest in fixed deposits

UPDATED ON OCT 14, 2019 12:53 PM IST
Bajaj Finance Fixed Deposit ensures a secure financial future while providing higher interest rates, guaranteed returns and taking care of emergencies.
What makes this investment a safe bet is that it’s backed by high credibility ratings.(Bajaj Finserv)
What makes this investment a safe bet is that it’s backed by high credibility ratings.(Bajaj Finserv)

Why now is the right time to invest in Bajaj Finance fixed deposit

PUBLISHED ON SEP 06, 2019 01:38 PM IST
For investors seeking a steady growth of savings during these volatile times, Bajaj Finance Fixed Deposit fits the bill perfectly.
RBI Governor Shaktikanta Das .(HT Photo)
RBI Governor Shaktikanta Das .(HT Photo)

RBI governor says time other banks linked loans, deposits to repo rate

Mumbai | By Press Trust of India
UPDATED ON AUG 19, 2019 12:56 PM IST
The move to link loans and deposits pricing to the repo rate comes even as the Reserve Bank has decided not to push banks for this, considering their poor finances.
An official of the state’s cooperative department said income-tax officials had already inquired into the matter and didn’t find anything amiss.(HT Photo)
An official of the state’s cooperative department said income-tax officials had already inquired into the matter and didn’t find anything amiss.(HT Photo)

MP asks police to probe post-demonetisation deposits in cooperative banks

Hindustan Times, Bhopal | By Shruti Tomar
UPDATED ON AUG 01, 2019 06:26 PM IST
On the evening of November 8, 2016, the government, in a surprise move invalidated old high-value notes, which accounted for 86% of the currency in circulation at the point in time.
In May, the GDA had cancelled the allotment of around 11,503 square yards of campus land after the non-payment issue came to light.(Sakib Ali / Hindustan Times)
In May, the GDA had cancelled the allotment of around 11,503 square yards of campus land after the non-payment issue came to light.(Sakib Ali / Hindustan Times)

Allahabad high court tells IMT to deposit Rs 5 crore with Ghaziabad authority

Hindustan Times, Ghaziabad | By Peeyush Khandelwal
UPDATED ON JUN 10, 2019 01:38 PM IST
The court gave the institute and its promoter, time till July 15 to make the payment and restrained the GDA from taking any coercive action in the matter till then.
You can consider mutual fund with SIP where you invest monthly in a mutual fund product.(HT File Photo/Representative Image)
You can consider mutual fund with SIP where you invest monthly in a mutual fund product.(HT File Photo/Representative Image)

Recurring deposit: does it work for you?

Hindustan Times, Gurugram | By HT Correspondent
UPDATED ON MAY 21, 2019 10:47 AM IST
Recurring deposit (RD) allows you to deposit money on a recurring basis.There are a number of ways to analyse it if you ever need to use it.
Nirav Modi was denied bail for the second time since his arrest on March 19.(Twitter@Telegraph)
Nirav Modi was denied bail for the second time since his arrest on March 19.(Twitter@Telegraph)

Court denies Nirav Modi’s offer of £1mn deposit

Hindustan Times, London | By Prasun Sonwalkar
UPDATED ON MAR 30, 2019 10:31 PM IST
The Westminster Magistrates Court on Friday rejected an offer by Nirav Modi’s legal team furnish security deposit of £1 million and follow stringent conditions to secure bail.
Since October 4, the Central Bank of India has refused to accept coin deposits from the PMPML citing lack of space. This public sector bank holds the account of the PMPML.(HT PHOTO)
Since October 4, the Central Bank of India has refused to accept coin deposits from the PMPML citing lack of space. This public sector bank holds the account of the PMPML.(HT PHOTO)

Coins: Headache for Pune’s transport body as Central bank refuses its deposits

Hindustan Times, Pune | By Shalaka Shinde and Parth Welankar
UPDATED ON OCT 17, 2018 03:14 PM IST
Central Bank refuses coin deposit from PMPML leading to pile-up of at least 15 lakh in coins
Rajasthan Pradesh Congress president Sachin Pilot addresses a press conference in Jaipur on Friday.(PTI photo)
Rajasthan Pradesh Congress president Sachin Pilot addresses a press conference in Jaipur on Friday.(PTI photo)

Deposit public money spent on Gaurav Yatra in Rajasthan treasury, Congress tells BJP

Hindustan Times, Jaipur | By HT Correspondent
UPDATED ON SEP 06, 2018 12:48 AM IST
The Vasundhara Raje government maintains that no public funds have been misused.
On deposits of less than Rs 1 crore for a tenure of two to three years, the interest rate has been raised to 6.60 % from 6.50%, according to the bank’s website.(Reuters File Photo)
On deposits of less than Rs 1 crore for a tenure of two to three years, the interest rate has been raised to 6.60 % from 6.50%, according to the bank’s website.(Reuters File Photo)

SBI hikes interest rates for fixed deposits across tenures by 10-25 basis points

Indo Asian News Service, New Delhi | By Indo Asian News Service
UPDATED ON MAR 28, 2018 09:28 PM IST
For tenures of three to five years and five to ten years, rates have been hiked from 6.50% to 6.70%, and from 6.50% to 6.75%, respectively.
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