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Knowing frequently-used terminologies in mutual funds will help first-time investors understand how mutual funds work and also guide them in investing across asset classes, according to their financial goals.(Shutterstock)

Decoding Mutual Fund jargons to help you make informed decisions

By HT Brand Studio
UPDATED ON JAN 14, 2021 01:12 PM IST
Financial literacy is crucial and it plays a key role in attracting investments. First-time investor Shanthi Sampath says she listens to financial advisors but it takes time to understand certain jargons.
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In metro cities, live-in relationships are becoming more common especially among the younger sections of the population.(Shutterstock)
In metro cities, live-in relationships are becoming more common especially among the younger sections of the population.(Shutterstock)

Finance management tips for live-in couples

By HT Brand Studio
UPDATED ON JAN 19, 2021 06:51 PM IST
This article is part of the HT Friday Finance series published in association with Aditya Birla Sun Life Mutual Fund
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ELSS investments are eligible for annual tax deductions and have a lock-in period of three years.
ELSS investments are eligible for annual tax deductions and have a lock-in period of three years.

Decoding the right approach to tax planning

By HT Brand Studio, New Delhi
UPDATED ON JAN 14, 2021 01:13 PM IST
What makes mutual fund investments better than fixed deposits is the fact the appreciation in mutual funds is taxed only when the fund is sold and there is no tax on notional gains, unlike FDs where you pay tax on accrued interest, states Chhabria.
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The stigma around mental illnesses has started evaporating albeit at an extremely slow pace.(Photo: Shutterstock)
The stigma around mental illnesses has started evaporating albeit at an extremely slow pace.(Photo: Shutterstock)

Understanding finance management in the face of poor mental health

By Hindustan Times | Hindustan Times
UPDATED ON DEC 30, 2020 07:33 PM IST
Mismanagement of finances due to poor mental health can in turn exacerbate the condition of patients. According to a journal published in The Lancet Psychiatry, people with mental health problems are more likely to get into financial difficulties.
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For mutual fund investors it is easy to fall into the trap of basing an investment decision based on short-term returns and having unrealistic expectations of returns.(Shutterstock)
For mutual fund investors it is easy to fall into the trap of basing an investment decision based on short-term returns and having unrealistic expectations of returns.(Shutterstock)

Common mistakes to avoid while investing in mutual funds

By hindustantimes.com | Hindustan Times, New Delhi
PUBLISHED ON DEC 30, 2020 01:50 PM IST
The popularity of mutual fund investments has skyrocketed in the last few years, thanks to the simplicity and flexibility afforded by these investment vehicles. According to a report by Crisil, India’s mutual fund industry is likely to grow in double digits, and the asset under management is expected to cross Rs 50 lakh crore mark over the five years through 2025.
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Mutual Fund: It’s the right time to invest in markets

By Partnered Feature
UPDATED ON DEC 30, 2020 10:20 AM IST
Experts highlighted the present market, which has hit an all-time high, and how investors can make use of mutual funds to get higher returns.
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As an increasing number of Indians have started warming up to the benefits of mutual fund investments in the last few years, the industry has been witnessing sharp growth.(File photo)
As an increasing number of Indians have started warming up to the benefits of mutual fund investments in the last few years, the industry has been witnessing sharp growth.(File photo)

Build a career in mutual fund distribution

By Brand Solutions, hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:35 PM IST
This article is part of the HT Friday Finance series published in association with Aditya Birla Sun Life Mutual Fund
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This is the right time to plan your tax-saving investments so that you can stay relaxed instead of postponing it till the deadline.(File photo)
This is the right time to plan your tax-saving investments so that you can stay relaxed instead of postponing it till the deadline.(File photo)

Invest in ELSS to save Income Tax

By Brand Solutions, hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:38 PM IST
This article is part of the HT Friday Finance series published in association with Aditya Birla Sun Life Mutual Fund
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Mutual Fund industry has existed for more than 25 years in India, but its penetration is very low in Indian households.(File photo)
Mutual Fund industry has existed for more than 25 years in India, but its penetration is very low in Indian households.(File photo)

Why MF should become a household product in India?

By Brand Solutions, hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:34 PM IST
This article is part of the HT Friday Finance series published in association with Aditya Birla Sun Life Mutual Fund
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For new entrepreneurs, efficient financial management can be a game changer for the fate of their businesses.(File photo for representation)
For new entrepreneurs, efficient financial management can be a game changer for the fate of their businesses.(File photo for representation)

How can millennial ‘wantrepreneurs’ ensure steady stream of finances

By Brand Solutions, hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:32 PM IST
This article is part of the HT Friday Finance series published in association with Aditya Birla Sun Life Mutual Fund
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The rising culture of raking in debts for has also made the problem of debt overload increasingly common.(Shutterstock)
The rising culture of raking in debts for has also made the problem of debt overload increasingly common.(Shutterstock)

How to manage your finances in the face of a debt overload

By Brand Solutions, hindustatimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:31 PM IST
Efficient debt management continues to remain an elusive concept among sections of the population and many find themselves dealing with the challenge of debt overload.
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For senior citizens, it is important to make someone trustworthy from their immediate family privy to their finances.(Shutterstock)
For senior citizens, it is important to make someone trustworthy from their immediate family privy to their finances.(Shutterstock)

A guide to effectively manage finances for the elderly

By Hindustan Times
UPDATED ON DEC 22, 2020 05:28 PM IST
Many people make the mistake of factoring in the influence of inflation in their older years merely as an afterthought.
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Image used for representational purpose.(Photo: Shutterstock)
Image used for representational purpose.(Photo: Shutterstock)

Let financial stress not ruin your marriage!

By Hindustan Times
UPDATED ON DEC 22, 2020 05:26 PM IST
If couples are not clear about their financial goals, it leads to unnecessary confusion,frustration and can eventual turmoil in married life.
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Get ready for regular medical tests, doctor’s consultations and quality care for the expectant mother. If the pregnancy has any complications, then expenses can multiply drastically.(Shutterstock image)
Get ready for regular medical tests, doctor’s consultations and quality care for the expectant mother. If the pregnancy has any complications, then expenses can multiply drastically.(Shutterstock image)

Welcoming a baby? It’s time to plan your finances!

UPDATED ON JAN 04, 2021 05:53 PM IST
Parenthood is a lot about taking on new roles and responsibilities. It also entails planning your financials properly so that your future is not shrouded with barrage of loans and depletion of savings.
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For many women, the thought of managing finances may seem intimidating. Patriarchal conditioning through generations continue to colour women’s attitudes towards money management even today.(File photo for representation)
For many women, the thought of managing finances may seem intimidating. Patriarchal conditioning through generations continue to colour women’s attitudes towards money management even today.(File photo for representation)

How should women chart their financial course?

By hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:22 PM IST
With an increasing number of women joining the workforce, there has been a collective dawn of realization that delving into the gamut of financial planning only in the wake of an unforeseen circumstance can land them in dire circumstances.
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Whether your retirement dreams will come to fruition depends on the effort you put in your younger years that ensures you have a steady stream of income when you bid adieu to the nine-to-five ground (Photo: Shutterstock)
Whether your retirement dreams will come to fruition depends on the effort you put in your younger years that ensures you have a steady stream of income when you bid adieu to the nine-to-five ground (Photo: Shutterstock)

Retirement planning: The passport to happiness in your sunset years

By hindustantimes.com | Hindustan Times
UPDATED ON DEC 22, 2020 05:18 PM IST
Whether your retirement dreams will come to fruition depends on the effort you put in your younger years that ensures you have a steady stream of income when you bid adieu to the nine-to-five ground.
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As income dynamics of people who are their own bosses are a tad different from the salaried class, the subject also needs to be approached differently.(Photo:Shutterstock)
As income dynamics of people who are their own bosses are a tad different from the salaried class, the subject also needs to be approached differently.(Photo:Shutterstock)

Why self-employed individuals need to manage their finances more efficiently?

By hindustantimes.com | Hindustan Times
UPDATED ON DEC 22, 2020 05:20 PM IST
As income dynamics of people who are their own bosses are a tad different from the salaried class, the subject also needs to be approached differently.
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The dynamics of gender politics in households and families are intricately entwined with the management of finances.
The dynamics of gender politics in households and families are intricately entwined with the management of finances.

Women and investment management: Unlearning patriarchal tropes

By hindustantimes.com | Hindustan Times, New Dehi
UPDATED ON DEC 22, 2020 05:17 PM IST
Although, traditionally women have been adept at managing household budgets but most women have rarely had the leverage or the mindset that is conducive to managing investments and making major financial decisions.
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Compared to the older generations, millennials face more detours on the path to acknowledging the importance of exercising prudence in financial matters.
Compared to the older generations, millennials face more detours on the path to acknowledging the importance of exercising prudence in financial matters.

Finance management and millennials: It’s complicated!

By hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:15 PM IST
Most millennials find themselves grappling with the problem of their finances evaporating faster than acetone. The rising costs of living, especially in the big cities, make the challenge of maintaining financial health a very unique and tricky one.
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There are various other challenges that are unique to each investor and are closely linked to their age and situations in life. (Shutterstock)
There are various other challenges that are unique to each investor and are closely linked to their age and situations in life. (Shutterstock)

How to secure investments in these uncertain times

By hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:13 PM IST
Given that the uncertainty will hang heavy for a while, portfolio rebalancing is the need of the hour. Once the investor has decided on a certain asset allocation, they should stay with it till their circumstances change.
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The first step towards resetting your finances has to be maintaining a tight leash on your expenses. (Shutterstock)
The first step towards resetting your finances has to be maintaining a tight leash on your expenses. (Shutterstock)

Reset, refresh, rejuvenate: How approaches to financial planning need to change post-pandemic

By hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 04:53 PM IST
The economic fallout has caused a seismic shift in the attitude towards money. Job losses, salary cuts, and shutdown in businesses have upended lives for many.
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Contingency fund will help one manage emergencies, as the person need not worry about meeting household expenses or repaying loans for a few months. (Shutterstock)
Contingency fund will help one manage emergencies, as the person need not worry about meeting household expenses or repaying loans for a few months. (Shutterstock)

Why Covid-19 pandemic has put the spotlight on contingency funds

By hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:08 PM IST
Financial experts say that it is advisable to have 6 times of one’s monthly income as a contingency fund.
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