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In a country where most conversations on investments and building a financial reservoir have traditionally revolved around assets that are safe and carry no risk, it may be a tad challenging for the younger generations to move away from those preferred asset classes.
Published on Jan 19, 2022 03:54 PM IST
Given that our education systems never throw light on why the government claims portions of our money and how it impacts our finances, women and men alike are habituated to blindly signing the dotted line at the end of the financial year.
Updated on Jan 18, 2022 03:02 PM IST
With an increasing number of women becoming financially self-sufficient, women are the biggest untapped market for players in the financial services industry.
Published on Dec 31, 2021 01:14 PM IST
What often gets drowned in the wedding humdrum is the financial aspect of the honeymoon. Before choosing the right destinations, hotels and experiences, it is your financial preparedness for the trip that has to be taken into account.
Published on Dec 28, 2021 01:03 PM IST
While more and more women are being inducted into the folds of financial inclusion, there is seldom any acknowledgement of how many women struggle with changing their deeply entrenched habits.
Published on Dec 27, 2021 01:31 PM IST
We spoke to five women to know about their learnings from this year and what they hope to achieve in the next year.
Published on Dec 21, 2021 04:11 PM IST
There is ample research to indicate that women lack confidence managing investments on their own and steering clear of the influence of the investment patterns of men may be a challenge for many.
Published on Dec 14, 2021 01:30 PM IST
Higher literacy rates, better network connectivity and access to financial service providers, autonomy over the use of cellphones and the familiarity with using digital tools for financial tasks have made it possible for a larger number of urban women to become adept at managing their money. Such women can play a pivotal role in empowering other women.
Published on Nov 30, 2021 10:16 PM IST
The learning curve of managing finances is generally marked with a lot of hits and misses, with some experiences causing significant monetary losses. In the case of women, the road is more bumpy because gender stereotypes and patriarchal beliefs make it harder for women to learn the rope of personal finance.
Published on Nov 30, 2021 01:55 PM IST
Women choose the financial products carefully, do not get easily lured by the short term returns, do not take blind risks as well as think of the long term, and keep on investing with discipline and focus.
Published on Nov 29, 2021 01:12 PM IST
Many platforms which offer direct mutual fund investment experience are seeing new accounts opened by women investors who want to invest in different mutual funds for achieving their financial goals.
Published on Nov 26, 2021 07:03 PM IST
Many women let their money sit idle by storing cash in a dabba or they use that to buy gold. But it is high time for women to move away from those entrenched notions and dabble in asset classes that can provide better returns.
Published on Nov 25, 2021 03:21 PM IST
It is important to work out the tenets of judicious investment to reduce stress and anxiety. If need be, change your preferences in investment for asset classes.
Published on Oct 31, 2021 11:17 PM IST
If you are a bride-to-be, it may be easy to get immersed in making meticulous arrangements for your D-day but taking stock of your financial matters before walking down the aisle should be on your priority list too.
Published on Oct 31, 2021 11:05 PM IST
When it comes to grabbing a piece of the yellow metal, the trend is more prevalent among women than in men because for many women gold is synonymous with a sense of security, holds emotional value and in many cases is also a means of self expression.
Published on Oct 25, 2021 04:18 PM IST
Children have been the worst affected by the pandemic and the loss of one or more caregivers has put the future of many of them at risk.
Updated on Oct 12, 2021 12:35 PM IST
In India, observing festivals can be an expensive affair. Be it new clothes, gifts, cash, jewellery or paraphernalia for religious rituals or lavish food – obligations can snowball into major expenditure.
Published on Oct 07, 2021 06:10 PM IST
Expenses incurred by women on looking presentable are not minor ones and yet they are never discussed. This is a unique financial issue – you obviously cannot channel funds in fixed deposits or random long-term investment assets for this purpose. Mutual funds are ideal in this regard. Know why!
Updated on Sep 13, 2021 04:25 PM IST
Women in India take sabbaticals from work for a host of reasons, the most common ones being pregnancy, childbirth or to fulfill caregiving duties for sick family members or aging parents.
Published on Aug 27, 2021 11:47 AM IST
For women to feel financially secure, they have to understand the term ‘Financial Independence’, which is about deciding what to do with their money. This awareness can help women to not just save money but also invest in various financial instruments.
Updated on Aug 23, 2021 04:12 PM IST
Despite the gold consumption pattern indicating the popularity of gold among Indians, gone are the days when making large investments in gold for creating a financial safety net for women made sense.
Published on Aug 18, 2021 06:03 PM IST
The most important thing in investing is to start early. So if you are a woman small business owner or if you run a home business, you should focus on starting early and investing regularly.
Published on Aug 17, 2021 03:07 PM IST
Debt mutual funds also score better than equities when you want a steady stream of income from your investments. Whether you choose the growth or dividend option, you can be assured of regular income and while equities also pay dividends there is no guarantee.
Published on Jul 22, 2021 05:30 PM IST
Mutual funds are a very important tool for HNI investors for their long-term wealth creation because it offers liquidity, diversification in terms of various categories available, tax efficiency compared to other financial products available, liquidity, professional fund management and transparency.
Published on Jul 21, 2021 05:44 PM IST
The humble kitty party has been given a face-lift over the years and they have evolved from being simple afternoon soirees with home-cooked food to lavish and glamorous affairs, many women still continue to rely on their kitty groups for their financial needs.
Published on Jul 15, 2021 04:14 PM IST
Hybrid funds offer investors a diversified portfolio because they typically invest in a mix of equities and bonds. These funds can have varying levels of risks ranging from low to moderate to even degrees that are palatable for the aggressive investors.
Published on Jul 14, 2021 06:24 PM IST
Financial advisors say that some of their clients are planning a short vacation and are redeeming investments. And, at the same time many clients are also investing keeping long-term vacation in mind.
Published on Jul 13, 2021 01:52 PM IST
These mistakes usually fall in the blind spots of investors and can be easily avoided by exercising caution. Here are a few common mistakes that you should avoid as a mutual fund investor.
Published on Jul 12, 2021 12:30 PM IST
With the pandemic taking away many principal bread earners, many families are facing immense financial distress. It is important for homemakers to step up and start looking at avenues to invest and sustain themselves in difficult times.
Updated on Jul 09, 2021 01:35 PM IST
Parents consider fees as the savings target but forget to consider the following things - Inflation in tuition fees; travel; accommodation; day-to-day expenditure and exchange rate fluctuations (in the case of foreign education)
Published on Jun 28, 2021 01:41 PM IST