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Home Loan News

₹1.35 lakh EMI in Bengaluru: Family's Whitefield home purchase sparks debate

The post quickly attracted reactions from users,

Published 1 day ago

Home Loan Guide: Informed Borrowing & Homeownership Planning

A home loan, secured by the property, is repaid through EMIs. Tools like the EMI calculator and checking the CIBIL score can aid in the loan application process.

Published 76 days ago

International Women’s Day 2026: What women homebuyers should know

Women's Day 2026: Women borrowers should ensure that regular savings toward these goals are prioritised before committing to a home loan EMI (ChatGPT generated image)

Updated 92 days ago

California ‘Dream for All' scheme: How to claim up to $150,000? Check details

Representational image.

Published 114 days ago

RBI keeps repo rate unchanged: What buyers must know before buying a ₹1 cr home

Planning to buy a house? From a financial planning perspective, a commonly followed rule of thumb is to fund no more than 50–60% of the property value through a home loan (Photo for representational purposes only).

Updated 122 days ago

Techie in Germany reveals how a ₹53 lakh home loan in Delhi was paid off

Techie revealed that mental pressure of repaying a home loan.

Published 214 days ago

Bengaluru techie turns to Reddit for advice on buying 3BHK with ₹1.8 cr loan

The Bengaluru techie sought advice from social media users on whether to purchase or rent, with some cautioning against financial overcommitment.

Published 272 days ago

CIBIL score: Do missed EMIs on delayed projects affect your credit rating?

Delayed real estate projects: Any default, regardless of the reason, is recorded in the borrower’s credit history and can lead to a significant drop in the credit score. (Photo for representational purposes only)

Updated 289 days ago

Bengaluru techie, 24, takes ₹1.22 crore loan for 2BHK he found on Instagram

Young techie in Bengaluru buys <span class='webrupee'>₹</span>1.9 crore 2BHK apartment.

Updated 329 days ago

High court helps orphaned Mohali siblings save their home

Moved by their circumstances, the high court facilitated a settlement — with the bank agreeing to close the case at <span class='webrupee'>₹</span>10 lakh in view of the “exceptional circumstances”. (Shutterstock)

Published 372 days ago

Man duped of ₹1.25 crore in fake flat deal in Greater Noida

The victim, Prashant Pandey, a resident of Noida Sector 107, used to live with his family in that society, police said. (Representational image)

Updated 389 days ago

Bank of Maharashtra cuts retail loan interest rate by 25 bps

Similarly, education and other loans linked with Repo Linked Lending Rate (RLLR) has also been reduced by 25 basis points.

Published 471 days ago

Startup Mantra: Changing credit score calculation

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it. (HT)

Published 486 days ago

Home loans may become more affordable and boost real estate sector, experts say

The central bank's monetary policy committee (MPC) decided to keep the repo rate unchanged at 6.5% for the 11th consecutive time, but slashed the cash reserve ratio (CRR) by 50 basis points, bringing it down to 4%

Published 550 days ago

Home loan customers may have to wait till December for EMI cut, RBI holds rates

The repo rate has remained completely unchanged so far at 6.5% since February 2023

Updated 608 days ago

Man barges into UP bank with a suicide letter, gun, loots ₹40 lakh: Report

The police are searching for the man. (Representational)

Published 615 days ago

HDFC bank sells $717 million of home loans to reduce credit book

The deals confirm India’s largest bank in market value is intensifying efforts to shrink its retail loan portfolio amid heightened regulatory pressure to improve the sector’s credit-deposit ratios

Updated 620 days ago

Will home loans get costlier? SBI lending rates hiked 10 bps: See current rates

All types of loans, including home loans can potentially get costlier since the MCLR has now been hiked. (Pradeep Gaur/Mint)

Published 663 days ago

Banks may soon use your digital footprint to give home loans, here's how

Banks will consider consumption or spending patterns of individuals while making their credit assessment (iStock/Hindustan Times Archive)

Published 682 days ago

Indian loan-taking to grow faster than GDP growth this year: SBI Capital Markets

Credit growth in the Indian banking sector is expected to exceed nominal GDP growth in the current financial year 2024-25, growing at 13-15 per cent (Google/CollegeVested)

Published 702 days ago

Should you use a personal loan to pay off credit card bills? Pros and cons here

Using a credit card offers a variety of benefits: rewards and bonuses, positive credit history making taking loans easier.

Published 783 days ago

CA reveals how cost of buying a house skyrocketed over decades, Internet reacts

CA P V Subramanyam took a home loan of <span class='webrupee'>₹</span>2.5 lakh in 1981 to buy a house.

Published 785 days ago

Affordability to buy home to rise to a 3-year high in 2024: Report

The affordability for home purchases is expected to improve for the better in 2024, basis the expectation of a 60-80 bps repo rate cut during the year, says JLL’s report on the Home Purchase Affordability Index (HPAI).

Updated 911 days ago

They were assured houses in Dussehra, now hope for Diwali luck

Maruti Jadhav, who worked in Khatau Mill, Borivali, said, “We were promised houses on Dussehra, which is today. Are we going to get it by next Diwali now? My family pooled in <span class='webrupee'>₹</span>6 lakh for the house. And now, as a pensioner who gets around <span class='webrupee'>₹</span>1,000 a month, I have to do odd jobs to put food on the table.”

Updated 958 days ago

First-time house buyers, here’s how to get your house in order

Check government housing schemes to see if you’re eligible for any reprieve, like they did in (below) Zara Hatke Zara Bachke (2023). Just don’t try to outsmart the system.

Updated 1034 days ago

Real estate sector hails RBI repo rate pause

HT Image

Updated 1093 days ago

VJTI teacher cheated of ₹15L on pretext of selling house

HT Image

Updated 1125 days ago

The end of an error: Bouncing back from a divorce

In Wild (2014), based on the life of writer Cheryl Strayed, Reese Witherspoon hikes solo for 1,770 km to process her divorce. Blocking your ex works too. (Shutterstock)

Updated 1056 days ago

RBI set to hike policy repo rate tomorrow; your home loan EMIs may go up

If the repo rate increases, it will lead to a higher EMI for home loan borrowers.

Published 1405 days ago

Kotak Mahindra Bank hikes home loan rates by 0.05 per cent

The new rates will be applicable till December 10, a statement by Kotak Mahindra Bank said.

Published 1674 days ago

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