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High court helps orphaned Mohali siblings save their home
The siblings were left facing a home loan debt of ₹24.62 lakh after the demise of their father due to a prolonged illness and subsequent passing away of their mother as well

Published on Jun 02, 2025 09:44 AM IST
Surender Sharma, Chandigarh
Man duped of ₹1.25 crore in fake flat deal in Greater Noida
Four booked for cheating a man of ₹1.25 crore over a flat sale in Greater Noida; victim's calls ignored after advance payment.

Updated on May 16, 2025 10:43 PM IST
Bank of Maharashtra cuts retail loan interest rate by 25 bps
The Bank of Maharashtra has also waived processing fees on home and car loans.

Published on Feb 23, 2025 02:01 PM IST
PTI |
Startup Mantra: Changing credit score calculation
Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it

Published on Feb 08, 2025 09:14 AM IST
Home loans may become more affordable and boost real estate sector, experts say
The RBI's 50 basis point CRR cut is likely to make home loans more affordable and stimulate India's real estate sector, according to several industry experts

Published on Dec 06, 2024 04:54 PM IST
Home loan customers may have to wait till December for EMI cut, RBI holds rates
Borrowers on repo-linked credit including home loans will usually see repo rates changes reflected in their loans within 1-3 months of a rate change

Updated on Oct 09, 2024 11:22 AM IST
HT News Desk | Edited by Abhyjith K. Ashokan
Man barges into UP bank with a suicide letter, gun, loots ₹40 lakh: Report
The man barged into the manager's cabin and told him that he had an outstanding home loan of ₹38.5 lakh.

Published on Oct 02, 2024 12:10 PM IST
HDFC bank sells $717 million of home loans to reduce credit book
HDFC Bank sold a housing loan portfolio of about 60 billion rupees ($717 million), seeking to further lighten its credit load amid regulatory pressures

Updated on Sep 27, 2024 08:00 AM IST
Bloomberg |
Will home loans get costlier? SBI lending rates hiked 10 bps: See current rates
Home loans can potentially get costlier since SBI's three-year tenor MCLR is now 9.10%, from 9% earlier and overnight MCLR is now 8.20%, from 8.10 previously.

Published on Aug 15, 2024 05:54 PM IST
Banks may soon use your digital footprint to give home loans, here's how
Banks are working on a new framework to give home loans using a person's spending patterns, mirroring the policy for MSME loans as seen in the Union Budget 2024

Published on Jul 27, 2024 12:47 PM IST
HT News Desk | Edited by Abhyjith K. Ashokan
Indian loan-taking to grow faster than GDP growth this year: SBI Capital Markets
India's 13-15% projected growth in credit is due to economic growth, formalisation, digitalisation, and premiumisation.

Published on Jul 07, 2024 04:31 PM IST
HT News Desk | Edited by Abhyjith K. Ashokan
Should you use a personal loan to pay off credit card bills? Pros and cons here
Credit Card: By taking a loan to clear off the debt, your credit score that had taken a hit due to delayed payment will stop degrading further.

Published on Apr 17, 2024 05:05 PM IST
CA reveals how cost of buying a house skyrocketed over decades, Internet reacts
While a few agreed with the CA’s post, others questioned the need to take out a home loan when people have good salary packages.

Published on Apr 15, 2024 03:13 PM IST
Affordability to buy home to rise to a 3-year high in 2024: Report
Kolkata, Pune and Hyderabad to be most affordable in 2023 and 2024, according to a report titled JLL Home Purchase Affordability Index

Updated on Dec 11, 2023 07:07 AM IST
They were assured houses in Dussehra, now hope for Diwali luck
Thousands of former mill workers in Mumbai are still waiting for the houses they were promised in 2016. Delays in paperwork, changes in government, and the repurposing of ready homes as quarantine centers due to COVID-19 have all contributed to the delay. The houses, which were supposed to be handed over on Dussehra, are now expected to be completed by November. However, many workers are skeptical and concerned about the prolonged wait and the deteriorated condition of the houses. MHADA, the housing authority, still needs to find land to build houses for the remaining beneficiaries.

Updated on Oct 25, 2023 07:42 AM IST
First-time house buyers, here’s how to get your house in order
Don’t fall for those slick ads and cool EMI schemes. A broker, therapist, financial advisor and lawyer list what to do before buying your first home

Updated on Aug 10, 2023 08:15 PM IST
Real estate sector hails RBI repo rate pause
The Reserve Bank of India’s decision to keep repo rate unchanged is likely to lead to stable home loan interest rates and continue the uptick in housing demand, say real estate sector leaders. This is the second consecutive time that the central bank has kept the lending rate unchanged.

Updated on Jun 12, 2023 06:04 PM IST
VJTI teacher cheated of ₹15L on pretext of selling house
Real estate agents and a couple have been booked for allegedly cheating a VJTI teacher on the pretext of selling a house and refusing to return a token amount of ?15 lakh.

Updated on May 12, 2023 12:51 AM IST
The end of an error: Bouncing back from a divorce
Getting divorced in your 30s can be daunting, but if you’ve made up your mind, here are tips from people who’ve been there

Updated on Jul 19, 2023 07:29 PM IST
RBI set to hike policy repo rate tomorrow; your home loan EMIs may go up
The second bi-monthly meeting of the RBI Monetary Policy Committee started on Wednesday. RBI governor Shaktikanta Das is scheduled to announce the Monetary Policy Committee decisions on Friday morning.

Published on Aug 04, 2022 11:02 PM IST
HT News Desk, New Delhi
Kotak Mahindra Bank hikes home loan rates by 0.05 per cent
The private sector lender will now be offering home loans starting from 6.55 per cent, as against 6.50 per cent earlier, as per an official statement.

Published on Nov 08, 2021 05:09 PM IST
PTI | | Posted by Sharangee Dutta, Hindustan Times, New Delhi
HDFC cuts home loan rates for festival season, joins SBI, PNB and Bank of Baroda
Several real estate developers and consultants said these concessional interest rates on home loans will lead to a strong consumer demand in India's residential property market.

Published on Sep 21, 2021 11:04 AM IST
hindustantimes.com | Written by Amit Chaturvedi, Hindustan Times, New Delhi
SBI's 'Monsoon Dhamaka' offer: Bank waives off processing fee on home loans
The offer is valid for a month, till August 31.

Published on Jul 31, 2021 07:20 PM IST
hindustantimes.com | Written by Karan Manral, New Delhi
Banks double down on home loan segment
The aggregate home loan portfolio of banks grew 9.1% in the year till March 26 to ₹14.59 lakh crore. While this was lower than the 15.4% growth seen a year ago, it marks an improvement after the plunge in the first few months of the pandemic.

Published on May 10, 2021 06:07 AM IST
Livemint | , Mumbai
Shayan GhoshHDFC reduces interest rates on home loans
HDFC also outlined that the changes will affect customers who currently have availed home loan benefits from the lender.

Published on Mar 03, 2021 09:44 PM IST
hindustantimes.com, Hindustan Times, New Delhi
Competition Commission dismisses complaint against ICICI Bank
In its order passed on Wednesday, the regulator said the allegations of abuse of dominance specifically relate to arbitrary increase in interest rate on home loan and increase in tenure of home loan by the bank on the basis of one-sided conditions in the loan agreement.

Published on Jan 28, 2021 04:28 PM IST
PTI | , New Delhi
RBI’s targeted long-term liquidity measures to ease borrowing cost for NBFCs: Industry
The non-banking financial companies (NBFCs) said the decision to keep the key repo rate -- at which the RBI lends short term money to banks -- unchanged was on expected lines and in consideration with keeping the inflation target while supporting growth.

Published on Oct 09, 2020 06:45 PM IST
New Delhi |
Press Trust of India| Posted by Susmita Pakrasi
Pune builders welcome Maha govt’s move to slash stamp duty
Confederation of Real Estate Developers’ Association of India’s (CREDAI) Pune chapter president Suhas Merchant said that the builders’ body has welcomed the state government’s decision.

Updated on Aug 27, 2020 06:11 PM IST
Hindustan Times, Pune | HT Correspondent, Pune
HDFC cuts retail lending rates by 20 basis points
Following the reduction, HDFC’s new rates will now range between 7.5-8.5%. The move comes after State Bank of India reduced its marginal cost of funds based lending rate (MCLR) by 25 basis points across all tenors.

Updated on Jun 13, 2020 08:55 AM IST
Mint, Mumbai |
Gopika Gopakumar
Supreme Court seeks RBI response on plea that seeks loan interest waiver
An Uttar Pradesh resident has approached the Supreme Court to challenge the decision of the banks to add the interest during moratorium period to their loan amount.

Updated on May 26, 2020 05:16 PM IST
Hindustan Times, New Delhi |
Thomas Abraham | Edited by: Amit Chaturvedi